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SUMMIT FUNDING, INC.
8,768
2024 HMDA records
143
Counties (detailed data)
Source: 2024 HMDA filings, CFPB. LEI 5493008VVXQIDO1EZ460.
County-level lending, 2024
| County | Originations | Median rate | Denial rate | Volume |
|---|---|---|---|---|
| Jackson County, MO | 186 | 6.875% | 2.2% | $49,510,000 |
| San Joaquin County, CA | 165 | 6.625% | 3.6% | $62,985,000 |
| Cook County, IL | 164 | 7.000% | 1.9% | $69,900,000 |
| Sacramento County, CA | 131 | 6.625% | 3.2% | $50,955,000 |
| Washoe County, NV | 107 | 6.625% | 4.1% | $39,955,000 |
| Johnson County, KS | 87 | 6.990% | 0.0% | $33,505,000 |
| Monterey County, CA | 77 | 6.990% | 4.9% | $38,005,000 |
| Maricopa County, AZ | 69 | 7.125% | 2.3% | $23,895,000 |
| Volusia County, FL | 66 | 6.562% | 5.4% | $19,600,000 |
| Pima County, AZ | 60 | 6.625% | 9.1% | $17,500,000 |
| Los Angeles County, CA | 58 | 7.500% | 17.7% | $45,720,000 |
| Shasta County, CA | 55 | 6.500% | 1.6% | $16,905,000 |
| Humboldt County, CA | 53 | 6.500% | 4.1% | $18,395,000 |
| Whitfield County, GA | 53 | 7.000% | 5.3% | $10,925,000 |
| Walker County, GA | 51 | 7.125% | 2.7% | $11,455,000 |
| Cass County, MO | 47 | 6.990% | 0.0% | $14,975,000 |
| Catoosa County, GA | 45 | 7.000% | 4.5% | $11,185,000 |
| Bannock County, ID | 44 | 6.625% | 6.8% | $9,120,000 |
| Kern County, CA | 44 | 6.500% | 1.7% | $10,170,000 |
| Kootenai County, ID | 44 | 6.933% | 7.3% | $16,730,000 |
| Johnston County, NC | 43 | 6.500% | 3.6% | $10,575,000 |
| Bonneville County, ID | 35 | 6.625% | 8.6% | $8,675,000 |
| Forsyth County, NC | 34 | 6.625% | 2.4% | $14,660,000 |
| White Pine County, NV | 33 | 6.750% | 2.7% | $5,085,000 |
| Wake County, NC | 32 | 6.750% | 5.1% | $11,990,000 |
| Gwinnett County, GA | 32 | 6.688% | 11.3% | $11,030,000 |
| Ada County, ID | 29 | 6.625% | 2.4% | $10,885,000 |
| Mecklenburg County, NC | 29 | 6.625% | 7.3% | $11,585,000 |
| Canyon County, ID | 29 | 7.125% | 0.0% | $8,825,000 |
| Okaloosa County, FL | 28 | 6.188% | 0.0% | $13,510,000 |
| Clay County, MO | 27 | 6.990% | 0.0% | $8,175,000 |
| Fulton County, GA | 25 | 6.875% | 4.9% | $12,325,000 |
| Miami-Dade County, FL | 24 | 7.188% | 11.9% | $22,120,000 |
| Adams County, CO | 23 | 6.750% | 0.0% | $6,755,000 |
| Santa Fe County, NM | 23 | 7.125% | 5.6% | $9,015,000 |
| San Diego County, CA | 23 | 6.990% | 15.0% | $17,385,000 |
| St. Tammany Parish, LA | 22 | 6.260% | 0.0% | $4,910,000 |
| Weld County, CO | 20 | 6.625% | 6.9% | $7,230,000 |
| Columbia County, GA | 19 | 7.250% | 10.0% | $4,965,000 |
| Plumas County, CA | 19 | 6.990% | 8.0% | $5,055,000 |
| Placer County, CA | 18 | 6.625% | 6.1% | $9,190,000 |
| Sonoma County, CA | 18 | 6.625% | 0.0% | $13,310,000 |
| Lyon County, NV | 18 | 6.210% | 12.0% | $4,640,000 |
| Riverside County, CA | 18 | 6.625% | 8.6% | $8,650,000 |
| Chatham County, GA | 18 | 6.875% | 5.7% | $4,280,000 |
| Jefferson County, CO | 18 | 6.875% | 9.1% | $7,260,000 |
| Tangipahoa Parish, LA | 17 | 6.250% | 0.0% | $2,185,000 |
| DeKalb County, GA | 17 | 6.625% | 3.8% | $4,895,000 |
| Orleans Parish, LA | 17 | 6.750% | 32.3% | $4,295,000 |
| Stanislaus County, CA | 16 | 6.990% | 14.3% | $6,230,000 |
| Lassen County, CA | 16 | 6.933% | 9.5% | $3,170,000 |
| Harnett County, NC | 16 | 6.688% | 0.0% | $3,130,000 |
| Gaston County, NC | 16 | 6.812% | 0.0% | $5,050,000 |
| East Baton Rouge Parish, LA | 16 | 6.158% | 7.4% | $2,720,000 |
| Tehama County, CA | 15 | 6.750% | 4.8% | $3,825,000 |
| Orange County, CA | 15 | 8.125% | 15.4% | $12,495,000 |
| Jefferson Parish, LA | 15 | 6.870% | 0.0% | $2,255,000 |
| Cobb County, GA | 15 | 6.875% | 9.1% | $6,995,000 |
| Davidson County, NC | 15 | 5.750% | 0.0% | $3,595,000 |
| Franklin County, OH | 13 | 7.125% | 5.3% | $2,785,000 |
| Hall County, GA | 13 | 6.750% | 0.0% | $4,285,000 |
| Santa Rosa County, FL | 12 | 6.500% | 0.0% | $4,050,000 |
| Arapahoe County, CO | 12 | 6.688% | 0.0% | $4,010,000 |
| Boulder County, CO | 12 | 6.812% | 0.0% | $3,390,000 |
| Denver County, CO | 12 | 6.625% | 32.0% | $4,630,000 |
| Fresno County, CA | 12 | 6.933% | 9.1% | $4,730,000 |
| San Bernardino County, CA | 11 | 7.999% | 17.4% | $4,295,000 |
| Yolo County, CA | 11 | 6.250% | 9.5% | $4,735,000 |
| Broward County, FL | 11 | 6.500% | 16.7% | $4,325,000 |
| Carson City, NV | 10 | 6.000% | 0.0% | $3,600,000 |
| Murray County, GA | 10 | 6.625% | 0.0% | $2,370,000 |
| Caribou County, ID | 10 | 6.500% | 9.1% | $1,660,000 |
| Contra Costa County, CA | 10 | 6.750% | 13.3% | $5,280,000 |
| Lafayette County, MO | 10 | 6.875% | 0.0% | $1,790,000 |
| El Dorado County, CA | 10 | 7.125% | 0.0% | $4,960,000 |
| Kane County, IL | 9 | 6.990% | 8.3% | $3,145,000 |
| McHenry County, IL | 9 | 6.990% | 0.0% | $1,815,000 |
| Orange County, FL | 9 | 7.375% | 0.0% | $3,315,000 |
| Amador County, CA | 9 | 6.625% | 7.7% | $3,135,000 |
| Larimer County, CO | 9 | 6.875% | 0.0% | $3,165,000 |
| Barrow County, GA | 9 | 6.125% | 7.7% | $2,865,000 |
| Hillsborough County, FL | 9 | 7.625% | 5.9% | $3,015,000 |
| Calaveras County, CA | 9 | 6.625% | 0.0% | $2,115,000 |
| Liberty County, GA | 9 | 7.250% | 15.4% | $2,005,000 |
| Madison County, ID | 9 | 6.500% | 0.0% | $3,055,000 |
| DuPage County, IL | 9 | 6.990% | 0.0% | $4,945,000 |
| Lake County, IL | 9 | 6.625% | 0.0% | $2,815,000 |
| Cleveland County, NC | 8 | 6.375% | 0.0% | $2,040,000 |
| Escambia County, FL | 8 | 6.625% | 0.0% | $2,470,000 |
| Jefferson County, ID | 8 | 6.875% | 0.0% | $1,570,000 |
| Seminole County, FL | 8 | 6.625% | 0.0% | $2,840,000 |
| Solano County, CA | 8 | 6.500% | 6.3% | $3,440,000 |
| Santa Clara County, CA | 8 | 8.000% | 10.0% | $4,810,000 |
| Flagler County, FL | 8 | 6.125% | 0.0% | $1,610,000 |
| Johnson County, MO | 8 | 6.688% | 0.0% | $2,120,000 |
| Bingham County, ID | 8 | 6.562% | 6.3% | $1,850,000 |
| Yuba County, CA | 8 | 6.875% | 0.0% | $1,970,000 |
| Santa Cruz County, CA | 7 | 6.875% | 0.0% | $4,345,000 |
| Douglas County, CO | 7 | 6.990% | 12.5% | $1,765,000 |
| Chattooga County, GA | 7 | 7.750% | 0.0% | $1,095,000 |
| Walton County, GA | 7 | 6.750% | 0.0% | $2,095,000 |
| Wyandotte County, KS | 7 | 6.750% | 18.2% | $1,485,000 |
| Livingston Parish, LA | 7 | 5.625% | 0.0% | $1,105,000 |
| Douglas County, NV | 7 | 6.170% | 11.1% | $2,445,000 |
| Cumberland County, NC | 7 | 7.000% | 0.0% | $575,000 |
| Union County, NC | 7 | 6.750% | 0.0% | $3,305,000 |
| Mohave County, AZ | 7 | 7.125% | 0.0% | $2,125,000 |
| Churchill County, NV | 6 | 6.312% | 11.1% | $1,760,000 |
| Clark County, NV | 6 | 6.995% | 43.8% | $1,710,000 |
| Manatee County, FL | 6 | 7.125% | 0.0% | $2,340,000 |
| Floyd County, GA | 6 | 6.500% | 12.5% | $920,000 |
| Durham County, NC | 6 | 6.933% | 0.0% | $1,540,000 |
| Wicomico County, MD | 6 | 6.000% | 0.0% | $1,840,000 |
| Honolulu County, HI | 6 | 7.188% | 18.2% | $5,390,000 |
| Trinity County, CA | 6 | 6.620% | 18.2% | $1,750,000 |
| Pinellas County, FL | 6 | 7.812% | 0.0% | $3,100,000 |
| Lincoln County, NC | 6 | 7.058% | 0.0% | $1,560,000 |
| Miami County, KS | 6 | 7.188% | 0.0% | $1,530,000 |
| Pinal County, AZ | 6 | 7.375% | 28.6% | $1,080,000 |
| Merced County, CA | 6 | 6.995% | 14.3% | $1,690,000 |
| Siskiyou County, CA | 6 | 6.625% | 0.0% | $1,240,000 |
| Rutherford County, NC | 6 | 7.120% | 0.0% | $1,200,000 |
| Lee County, FL | 6 | 7.624% | 22.2% | $1,770,000 |
| Plymouth County, MA | 6 | 7.058% | 14.3% | $2,840,000 |
| Ventura County, CA | 6 | 6.312% | 0.0% | $4,500,000 |
| Platte County, MO | 6 | 6.875% | 0.0% | $1,900,000 |
| Alamance County, NC | 6 | 6.870% | 0.0% | $970,000 |
| Shoshone County, ID | 5 | 7.125% | 0.0% | $1,075,000 |
| Payette County, ID | 5 | 6.250% | 0.0% | $1,745,000 |
| Elmore County, ID | 5 | 6.250% | 0.0% | $1,505,000 |
| Bonner County, ID | 5 | 6.500% | 0.0% | $1,895,000 |
| Palm Beach County, FL | 5 | 7.875% | 22.2% | $1,875,000 |
| Richmond County, GA | 5 | 6.625% | 11.1% | $1,295,000 |
| Jackson County, GA | 5 | 7.125% | 25.0% | $1,575,000 |
| Houston County, GA | 5 | 6.750% | 0.0% | $945,000 |
| Sandoval County, NM | 5 | 7.250% | 0.0% | $1,595,000 |
| Broomfield County, CO | 5 | 6.125% | 0.0% | $1,515,000 |
| Catawba County, NC | 5 | 6.625% | 12.5% | $1,455,000 |
| Forsyth County, GA | 5 | 6.125% | 28.6% | $2,425,000 |
| Wayne County, NC | 5 | 7.250% | 0.0% | $805,000 |
| El Paso County, CO | 5 | 6.750% | 0.0% | $1,065,000 |
| Bryan County, GA | 5 | 7.125% | 0.0% | $1,615,000 |
| Leavenworth County, KS | 5 | 7.125% | 0.0% | $1,805,000 |
Consumer complaints on record
68 mortgage-related complaints about SUMMIT FUNDING, INC. appear in the CFPB Consumer Complaint Database. Most common issues:
| Issue | Complaints |
|---|---|
| Trouble during payment process | 21 |
| Struggling to pay mortgage | 13 |
| Application, originator, mortgage broker | 12 |
| Applying for a mortgage or refinancing an existing mortgage | 7 |
| Closing on a mortgage | 7 |
| Loan servicing, payments, escrow account | 4 |
| Settlement process and costs | 2 |
| Credit decision / Underwriting | 2 |
Source: CFPB Consumer Complaint Database (mortgage products). Complaints are consumer-submitted and unverified; volume correlates with company size.
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