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BAY EQUITY LLC
14,943
2024 HMDA records
190
Counties (detailed data)
Source: 2024 HMDA filings, CFPB. LEI 549300PL8ER6H23P0Z91.
County-level lending, 2024
| County | Originations | Median rate | Denial rate | Volume |
|---|---|---|---|---|
| Cook County, IL | 525 | 6.625% | 3.5% | $160,065,000 |
| Maricopa County, AZ | 289 | 6.625% | 2.1% | $114,515,000 |
| San Diego County, CA | 207 | 6.625% | 3.3% | $144,445,000 |
| Montgomery County, MD | 175 | 6.624% | 2.7% | $97,065,000 |
| Garfield County, CO | 172 | 6.875% | 3.6% | $78,080,000 |
| El Paso County, CO | 116 | 6.625% | 0.6% | $45,670,000 |
| Clark County, NV | 115 | 6.625% | 4.6% | $43,995,000 |
| Hennepin County, MN | 115 | 6.875% | 0.7% | $35,315,000 |
| DuPage County, IL | 97 | 6.625% | 2.9% | $29,395,000 |
| Prince George's County, MD | 96 | 6.490% | 2.8% | $42,880,000 |
| Riverside County, CA | 85 | 6.625% | 0.8% | $37,585,000 |
| Will County, IL | 83 | 6.625% | 4.7% | $27,075,000 |
| Lake County, IL | 82 | 6.500% | 1.9% | $27,870,000 |
| Orange County, CA | 79 | 6.625% | 0.9% | $59,095,000 |
| Worcester County, MA | 77 | 6.625% | 3.1% | $28,495,000 |
| Middlesex County, MA | 70 | 6.490% | 5.9% | $38,700,000 |
| Anne Arundel County, MD | 69 | 6.490% | 3.5% | $32,465,000 |
| Los Angeles County, CA | 68 | 6.625% | 2.5% | $42,890,000 |
| Buncombe County, NC | 66 | 6.875% | 1.1% | $27,660,000 |
| District of Columbia, DC | 63 | 6.625% | 5.7% | $30,665,000 |
| Ramsey County, MN | 60 | 6.625% | 1.3% | $15,530,000 |
| Alameda County, CA | 57 | 6.625% | 6.3% | $43,615,000 |
| Fulton County, GA | 56 | 6.625% | 3.3% | $23,330,000 |
| Baltimore County, MD | 56 | 6.562% | 7.2% | $23,650,000 |
| Dakota County, MN | 53 | 6.750% | 3.3% | $16,925,000 |
| Mecklenburg County, NC | 50 | 6.490% | 7.8% | $20,270,000 |
| St. Lucie County, FL | 49 | 6.250% | 13.9% | $16,265,000 |
| Contra Costa County, CA | 49 | 6.625% | 6.7% | $30,235,000 |
| Anoka County, MN | 48 | 6.688% | 8.2% | $15,330,000 |
| Pinal County, AZ | 45 | 6.500% | 6.1% | $15,145,000 |
| Baltimore city, MD | 45 | 6.625% | 7.2% | $12,785,000 |
| Fresno County, CA | 43 | 6.875% | 5.1% | $17,585,000 |
| Frederick County, MD | 43 | 6.490% | 1.8% | $20,075,000 |
| Kane County, IL | 42 | 6.625% | 6.5% | $13,650,000 |
| Denver County, CO | 42 | 6.625% | 3.7% | $22,200,000 |
| Howard County, MD | 41 | 6.625% | 1.8% | $18,675,000 |
| Wake County, NC | 40 | 6.562% | 0.0% | $17,310,000 |
| Sacramento County, CA | 39 | 6.625% | 0.0% | $15,805,000 |
| Douglas County, CO | 39 | 6.625% | 5.5% | $21,055,000 |
| McHenry County, IL | 38 | 6.625% | 1.8% | $11,490,000 |
| San Bernardino County, CA | 38 | 6.625% | 2.0% | $17,740,000 |
| Jefferson County, KY | 37 | 6.990% | 0.0% | $8,165,000 |
| Nez Perce County, ID | 37 | 6.625% | 2.2% | $11,385,000 |
| Ada County, ID | 37 | 6.625% | 0.0% | $18,015,000 |
| Washington County, MN | 36 | 6.875% | 4.2% | $10,830,000 |
| Mesa County, CO | 36 | 6.990% | 1.9% | $10,830,000 |
| Jefferson County, CO | 35 | 6.875% | 0.0% | $19,065,000 |
| Pima County, AZ | 34 | 6.625% | 0.0% | $9,740,000 |
| Santa Clara County, CA | 33 | 6.625% | 8.7% | $29,545,000 |
| Norfolk County, MA | 33 | 6.625% | 2.4% | $16,145,000 |
| Cass County, ND | 32 | 6.558% | 0.0% | $8,320,000 |
| Arapahoe County, CO | 32 | 6.750% | 2.0% | $14,610,000 |
| Charles County, MD | 32 | 6.490% | 8.5% | $14,730,000 |
| Gwinnett County, GA | 32 | 6.624% | 5.9% | $12,110,000 |
| Pinellas County, FL | 31 | 6.500% | 2.0% | $11,435,000 |
| Bernalillo County, NM | 31 | 6.625% | 2.6% | $7,745,000 |
| Johnson County, KS | 30 | 6.625% | 2.3% | $11,610,000 |
| DeKalb County, GA | 29 | 6.625% | 4.5% | $10,275,000 |
| Hillsborough County, FL | 28 | 6.490% | 2.4% | $10,450,000 |
| Cobb County, GA | 27 | 6.625% | 5.6% | $10,635,000 |
| Brevard County, FL | 27 | 6.625% | 0.0% | $8,985,000 |
| Canyon County, ID | 26 | 6.625% | 0.0% | $7,760,000 |
| Adams County, CO | 25 | 6.625% | 2.9% | $11,675,000 |
| Pitkin County, CO | 24 | 6.625% | 5.6% | $11,590,000 |
| Marion County, IN | 23 | 6.490% | 3.0% | $6,415,000 |
| Placer County, CA | 22 | 6.625% | 7.5% | $11,890,000 |
| Lake County, FL | 22 | 6.433% | 0.0% | $8,220,000 |
| Ocean County, NJ | 21 | 6.625% | 0.0% | $8,005,000 |
| Olmsted County, MN | 21 | 6.875% | 0.0% | $5,945,000 |
| Essex County, MA | 21 | 6.500% | 3.6% | $10,815,000 |
| Oklahoma County, OK | 20 | 6.490% | 3.1% | $5,470,000 |
| Orange County, FL | 20 | 6.500% | 11.4% | $7,010,000 |
| Hillsborough County, NH | 20 | 6.625% | 0.0% | $8,570,000 |
| San Mateo County, CA | 19 | 6.625% | 3.6% | $16,255,000 |
| Forsyth County, NC | 19 | 6.490% | 0.0% | $5,605,000 |
| Pasco County, FL | 19 | 6.625% | 0.0% | $6,375,000 |
| Seminole County, FL | 18 | 6.624% | 3.3% | $7,180,000 |
| Middlesex County, NJ | 18 | 6.625% | 4.2% | $9,150,000 |
| Palm Beach County, FL | 18 | 6.433% | 10.0% | $5,340,000 |
| Scott County, MN | 18 | 6.808% | 4.5% | $6,120,000 |
| Larimer County, CO | 18 | 6.624% | 0.0% | $6,870,000 |
| Monmouth County, NJ | 18 | 6.558% | 3.7% | $7,330,000 |
| Steele County, MN | 17 | 6.990% | 9.5% | $3,565,000 |
| Broward County, FL | 17 | 6.490% | 11.8% | $7,255,000 |
| Guilford County, NC | 17 | 6.375% | 11.1% | $4,495,000 |
| Hudson County, NJ | 16 | 6.750% | 4.0% | $7,220,000 |
| Polk County, FL | 16 | 6.495% | 0.0% | $4,810,000 |
| Forsyth County, GA | 16 | 6.433% | 0.0% | $8,370,000 |
| Volusia County, FL | 16 | 6.495% | 3.6% | $3,670,000 |
| Lee County, FL | 15 | 6.250% | 25.0% | $4,115,000 |
| Weld County, CO | 15 | 6.875% | 0.0% | $7,605,000 |
| St. Louis County, MO | 14 | 6.490% | 0.0% | $3,720,000 |
| Plymouth County, MA | 14 | 6.625% | 9.1% | $6,440,000 |
| San Joaquin County, CA | 14 | 6.625% | 0.0% | $6,940,000 |
| Pueblo County, CO | 14 | 6.562% | 10.0% | $4,200,000 |
| Chatham County, GA | 13 | 6.125% | 0.0% | $3,865,000 |
| Osceola County, FL | 13 | 6.750% | 4.8% | $5,545,000 |
| Miami-Dade County, FL | 13 | 6.625% | 11.5% | $5,695,000 |
| Kendall County, IL | 13 | 6.625% | 13.6% | $3,845,000 |
| Harford County, MD | 13 | 6.625% | 0.0% | $5,245,000 |
| St. Mary's County, MD | 13 | 6.490% | 0.0% | $4,975,000 |
| Suffolk County, MA | 13 | 6.490% | 4.8% | $5,515,000 |
| Solano County, CA | 13 | 6.625% | 0.0% | $5,895,000 |
| Wright County, MN | 13 | 6.750% | 0.0% | $4,105,000 |
| Jackson County, MO | 13 | 6.625% | 12.5% | $3,765,000 |
| Union County, NC | 13 | 5.990% | 0.0% | $4,785,000 |
| Gila County, AZ | 13 | 6.750% | 5.9% | $3,285,000 |
| Camden County, NJ | 12 | 6.625% | 15.6% | $3,950,000 |
| Mercer County, NJ | 12 | 6.688% | 5.9% | $5,040,000 |
| Franklin County, OH | 11 | 6.625% | 6.7% | $4,305,000 |
| Bergen County, NJ | 11 | 6.490% | 0.0% | $5,375,000 |
| Graham County, AZ | 11 | 6.750% | 0.0% | $2,705,000 |
| Cleveland County, OK | 11 | 6.625% | 0.0% | $3,055,000 |
| Johnston County, NC | 11 | 6.375% | 0.0% | $3,165,000 |
| Bristol County, MA | 11 | 6.500% | 0.0% | $4,455,000 |
| Valencia County, NM | 11 | 6.490% | 0.0% | $2,005,000 |
| Eagle County, CO | 11 | 6.750% | 0.0% | $6,225,000 |
| Calvert County, MD | 11 | 6.250% | 6.7% | $5,585,000 |
| Boulder County, CO | 11 | 6.990% | 0.0% | $6,675,000 |
| Glynn County, GA | 11 | 6.990% | 6.3% | $4,325,000 |
| Clay County, MN | 11 | 6.250% | 0.0% | $3,305,000 |
| Isanti County, MN | 11 | 6.750% | 0.0% | $3,005,000 |
| Hendricks County, IN | 10 | 6.625% | 8.3% | $3,060,000 |
| Hamilton County, OH | 10 | 6.433% | 0.0% | $2,470,000 |
| Durham County, NC | 10 | 6.808% | 0.0% | $3,840,000 |
| El Dorado County, CA | 10 | 6.990% | 0.0% | $5,150,000 |
| Burlington County, NJ | 10 | 6.625% | 6.3% | $3,750,000 |
| Santa Fe County, NM | 10 | 6.990% | 0.0% | $2,720,000 |
| Grafton County, NH | 10 | 6.625% | 6.7% | $3,950,000 |
| Cuyahoga County, OH | 10 | 6.370% | 6.3% | $2,990,000 |
| Flathead County, MT | 10 | 6.688% | 7.1% | $3,820,000 |
| York County, ME | 9 | 6.625% | 0.0% | $3,345,000 |
| New Castle County, DE | 9 | 6.625% | 0.0% | $3,505,000 |
| Sonoma County, CA | 9 | 6.500% | 0.0% | $4,435,000 |
| Sussex County, DE | 8 | 6.558% | 0.0% | $2,620,000 |
| Carroll County, MD | 8 | 6.625% | 0.0% | $3,680,000 |
| Queen Anne's County, MD | 8 | 6.625% | 0.0% | $3,190,000 |
| Marion County, FL | 8 | 6.625% | 0.0% | $2,160,000 |
| Wayne County, MI | 8 | 6.558% | 0.0% | $2,050,000 |
| Henry County, GA | 8 | 6.620% | 0.0% | $2,820,000 |
| Morris County, NJ | 8 | 6.438% | 9.1% | $3,980,000 |
| Kern County, CA | 8 | 6.370% | 0.0% | $2,780,000 |
| Cabarrus County, NC | 8 | 6.490% | 6.7% | $2,960,000 |
| Lake County, IN | 8 | 6.688% | 0.0% | $2,280,000 |
| St. Louis County, MN | 7 | 6.750% | 0.0% | $2,765,000 |
| Ventura County, CA | 7 | 6.875% | 0.0% | $4,095,000 |
| Gloucester County, NJ | 7 | 6.375% | 0.0% | $2,125,000 |
| Sarasota County, FL | 7 | 6.625% | 0.0% | $2,225,000 |
| Somerset County, NJ | 7 | 6.490% | 0.0% | $4,505,000 |
| Cherokee County, GA | 7 | 6.875% | 0.0% | $4,125,000 |
| Haywood County, NC | 7 | 6.490% | 7.1% | $1,905,000 |
| Hamilton County, IN | 7 | 6.625% | 0.0% | $2,295,000 |
| Duval County, FL | 7 | 6.490% | 0.0% | $2,025,000 |
| Madison County, AL | 6 | 6.188% | 0.0% | $1,470,000 |
| Coweta County, GA | 6 | 6.250% | 0.0% | $2,380,000 |
| Collier County, FL | 6 | 6.308% | 0.0% | $1,620,000 |
| Barnstable County, MA | 6 | 6.990% | 14.3% | $2,710,000 |
| Sherburne County, MN | 6 | 6.125% | 0.0% | $1,180,000 |
| Gaston County, NC | 6 | 6.558% | 0.0% | $2,130,000 |
| Washington County, MD | 6 | 6.500% | 16.7% | $1,620,000 |
| Gunnison County, CO | 6 | 7.250% | 11.1% | $2,660,000 |
| Summit County, OH | 6 | 6.433% | 25.0% | $1,510,000 |
| St. Johns County, FL | 6 | 6.933% | 0.0% | $2,330,000 |
| St. Louis city, MO | 6 | 6.562% | 0.0% | $1,460,000 |
| Rice County, MN | 6 | 6.808% | 0.0% | $1,700,000 |
| San Francisco County, CA | 6 | 6.625% | 0.0% | $4,480,000 |
| Washoe County, NV | 6 | 6.558% | 0.0% | $2,710,000 |
| Belknap County, NH | 6 | 7.062% | 11.1% | $2,610,000 |
| Atlantic County, NJ | 6 | 6.750% | 25.0% | $1,940,000 |
| Grundy County, IL | 6 | 6.938% | 10.0% | $1,620,000 |
| Carver County, MN | 6 | 6.875% | 0.0% | $1,900,000 |
| Fayette County, KY | 6 | 6.562% | 0.0% | $1,400,000 |
| Flagler County, FL | 6 | 6.490% | 0.0% | $2,310,000 |
| Oakland County, MI | 6 | 6.558% | 0.0% | $1,490,000 |
| Delaware County, OH | 6 | 6.625% | 0.0% | $3,620,000 |
| Clay County, MO | 6 | 6.933% | 0.0% | $1,420,000 |
| Rockingham County, NH | 5 | 6.625% | 9.1% | $2,505,000 |
| Strafford County, NH | 5 | 6.375% | 0.0% | $2,475,000 |
| Indian River County, FL | 5 | 6.625% | 12.5% | $1,285,000 |
| Broomfield County, CO | 5 | 6.625% | 0.0% | $2,335,000 |
| Elbert County, CO | 5 | 6.500% | 0.0% | $2,375,000 |
| Manatee County, FL | 5 | 6.625% | 0.0% | $2,355,000 |
| Yavapai County, AZ | 5 | 6.625% | 0.0% | $1,925,000 |
| Fremont County, CO | 5 | 6.875% | 0.0% | $1,625,000 |
| Sumter County, FL | 5 | 6.490% | 0.0% | $1,625,000 |
| San Luis Obispo County, CA | 5 | 7.125% | 0.0% | $1,875,000 |
| Clayton County, GA | 5 | 6.375% | 0.0% | $1,225,000 |
| Honolulu County, HI | 5 | 6.490% | 0.0% | $2,905,000 |
| Napa County, CA | 5 | 6.875% | 14.3% | $2,035,000 |
| DeKalb County, IL | 5 | 6.990% | 12.5% | $1,545,000 |
Consumer complaints on record
37 mortgage-related complaints about BAY EQUITY LLC appear in the CFPB Consumer Complaint Database. Most common issues:
| Issue | Complaints |
|---|---|
| Closing on a mortgage | 11 |
| Applying for a mortgage or refinancing an existing mortgage | 9 |
| Trouble during payment process | 6 |
| Credit decision / Underwriting | 4 |
| Application, originator, mortgage broker | 3 |
| Loan servicing, payments, escrow account | 2 |
| Settlement process and costs | 1 |
| Loan modification,collection,foreclosure | 1 |
Source: CFPB Consumer Complaint Database (mortgage products). Complaints are consumer-submitted and unverified; volume correlates with company size.
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